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Apk files for Android
Screenshosts of axio
  • axio: Expense Tracker & BNPL
  • axio: Expense Tracker & BNPL
  • axio: Expense Tracker & BNPL
  • axio: Expense Tracker & BNPL
  • axio: Expense Tracker & BNPL
  • axio: Expense Tracker & BNPL
  • axio: Expense Tracker & BNPL
  • axio: Expense Tracker & BNPL
  • axio: Expense Tracker & BNPL
  • axio: Expense Tracker & BNPL
  • axio: Expense Tracker & BNPL
  • axio: Expense Tracker & BNPL
  • axio: Expense Tracker & BNPL
  • axio: Expense Tracker & BNPL
  • axio: Expense Tracker & BNPL
  • axio: Expense Tracker & BNPL
  • axio: Expense Tracker & BNPL
  • axio: Expense Tracker & BNPL
  • axio: Expense Tracker & BNPL
  • axio: Expense Tracker & BNPL
  • axio: Expense Tracker & BNPL
  • axio: Expense Tracker & BNPL
  • axio: Expense Tracker & BNPL
  • axio: Expense Tracker & BNPL
  • axio: Expense Tracker & BNPL
  • axio: Expense Tracker & BNPL
  • axio: Expense Tracker & BNPL
  • axio: Expense Tracker & BNPL
  • axio: Expense Tracker & BNPL
  • axio: Expense Tracker & BNPL
  • axio: Expense Tracker & BNPL
  • axio: Expense Tracker & BNPL
  • axio: Expense Tracker & BNPL
  • axio: Expense Tracker & BNPL
  • axio: Expense Tracker & BNPL
  • axio: Expense Tracker & BNPL
  • axio: Expense Tracker & BNPL
  • axio: Expense Tracker & BNPL
  • axio: Expense Tracker & BNPL
  • axio: Expense Tracker & BNPL
  • axio: Expense Tracker & BNPL
  • axio: Expense Tracker & BNPL
  • axio: Expense Tracker & BNPL
  • axio: Expense Tracker & BNPL
  • axio: Expense Tracker & BNPL
  • axio: Expense Tracker & BNPL
  • axio: Expense Tracker & BNPL
  • axio: Expense Tracker & BNPL
  • axio: Expense Tracker & BNPL
  • axio: Expense Tracker & BNPL
  • axio: Expense Tracker & BNPL
  • axio: Expense Tracker & BNPL
  • axio: Expense Tracker & BNPL
  • axio: Expense Tracker & BNPL
  • axio: Expense Tracker & BNPL
  • axio: Expense Tracker & BNPL
  • axio: Expense Tracker & BNPL
  • axio: Expense Tracker & BNPL
  • axio: Expense Tracker & BNPL
  • axio: Expense Tracker & BNPL
  • axio: Expense Tracker & BNPL
  • axio: Expense Tracker & BNPL
  • axio: Expense Tracker & BNPL
  • axio: Expense Tracker & BNPL
  • axio: Expense Tracker & BNPL
  • axio: Expense Tracker & BNPL
Description of axio: Expense Tracker & BNPL

axio App is an SMS-based money management app. Managing money and tracking expenses just got simpler with the axio personal finance management app! With our Money Manager’s expense tracker feature, tracking expenses becomes effortless. You can plan your budget, monitor your daily expenses, monthly expenses, stay on top of all your bills, and receive timely payment reminders, all conveniently accessible in one place!

With axio Money Manager - your personal money management app, the best expense tracker and a handy personal finance app, you don't need to manually enter your expenses. Tracking expenses automatically, it monitors your financial activities and provides a clear breakdown of your expenses and bill reminders.

Money Manager’s top features include:


✨With the expense tracker, you can keep close track of your personal monthly and daily expenses including your credit card dues
✨See all daily expenses at a glance - from Bank Accounts, Credit Cards, Digital Wallets, Sodexo, etc.
✨Check bank balances
✨Check all your utility bills such as electricity, DTH, Gas, Mobile, & Wi-Fi
✨Keep track of train tickets, cab, movie, event bookings, & more
✨With the expense tracker make custom categories to track expenses & quickly add cash spent
✨Add notes, tags, & bill/receipt photos to transactions
✨Easily search for expenses, tags, or notes

With the axio app you gain exclusive access to:

axio Pay Later


Experience a seamless credit facility on the axio personal finance app that empowers your personal growth. With our carefully designed buy now pay later feature, you can enjoy the convenience of flexible EMIs ranging from 3 to 36 months*.

>Hassle-free credit
>Available at over 4000+ online merchants
>No-cost EMIs*


axio Shop


Explore the best brands on the axio money management app. Purchase apparel, electronics, furniture or even travel on easy EMIs, all accessible at one place.

>Shop from a variety of categories
>Partners with over 4000+ brands
>Easy EMIs


EMIs

*Interest rates for axio loans start from as low as 14% & go up to 35% per annum for a tenure ranging 06 to 36 months. A processing fee of upto 2%(+GST) is also applicable on each disbursal.

A representative example: If you take a loan of Rs. 1 Lakh (Principal) at an annual interest rate of 15% (APR) for a tenure of 24 months - your EMI will be around Rs. 4,849 & the processing fee would be Rs. 2,000(+360). Total cost of the Loan would be Rs.1,18,728


About axio

Credit offered by Axio Digital Pvt. Ltd. (formerly known as Thumbworks Technologies Pvt. Ltd.) on the axio app is facilitated by RBI-registered NBFC CapFloat Financial Services Private Limited.

Axio Digital Pvt. Ltd. does not involve itself directly in any money lending activities and only facilitates money lending by providing a digital platform to registered Non-Banking Financial Companies (NBFCs) or banks or via co-lending arrangements. https://axio.co.in/corporate-information/

axio (formerly known as Capital Float, Walnut & Walnut 369) is the brand name of CapFloat Financial Services Private Limited, an NBFC registered with the RBI.

CapFloat Financial Services Private Limited is one of the founding members of the Digital Lenders Association of India (DLAI), an organization dedicated to promoting fair lending practices within the country. You can access DLAI's Code of Conduct by visiting the following link: https://www.dlai.in/dlai-code-of-conduct/

axio App is an SMS-based money management app. axio App only analyses transactional SMS messages, detecting spends, bills, and important information. It does not read your personal SMSs or upload any sensitive data.

For more info, please write to us at ask@axio.co.in or refer to https://axio.co.in/about-us/

Version history axio: Expense Tracker & BNPL
New in axio 8.6.0
⦿ Introducing Fixed Deposit Investment:
Now, easily invest in FDs with axio App. Enjoy competitive interest rates and flexible terms for smarter savings.

⦿ Revamped Splits (earlier Groups) Feature:
New Look, Enhanced Ease: Splitting expenses with friends and family is now simpler and more intuitive with our updated Split feature.
New in axio 8.5.8
⦿ Personal Loan Top-Up support
Eligible users can now avail a Top-Up on their existing Personal Loan.

⦿ UI enhancements and Bug fixes
Miscellaneous UI enhancements and Bug fixes.
New in axio 8.5.6
⦿ CSV & PDF export of Transaction Statement via Email
We heard you and brought back CSV Export of Transaction Statement.

⦿ axio Pay Later Dashboard
A smoother and intuitive experience to manage your axio Pay Later line and purchases.

⦿ Fresh look for Money Manager
We are rolling out a new look to Money Manager in phases, please stay tuned
and share your feedback with us.

⦿ Bug Fixes and Improvements
New in axio 8.5.3
- Personal Loan Dashboard
- Option to report undetected transaction sms
- Chat support
- Preference to set Money Manager as default launch screen
- Bug fixes & improvements
New in axio 8.1.6
Preference to set Money Manager as your default launch screen
Bug Fixes & Improvements
New in axio 8.1.4
We heard you! axio now supports both Light & Dark themes!
The latest version of axio App brings back the much requested Light Theme.
Update and explore the improved version in the theme of your choice.
New in axio 8.0.5
Walnut is now axio!

The updated Axio App is rolling out over the next few days, Do check this space for an update!

We've unified Capital Float, Walnut, and Walnut 369 to create one seamless experience for you.

axio Money Manager:
axio continues to have all the Walnut Money Management features that our users love.

axio Pay Later:
Sign-up for axio Pay Later and get your Pay Later line.

axio Shop:
Shop and pay with axio on 2500+ merchants online.

and much more …
New in axio 7.1.3
Introducing Walnut369 :
Walnut 369 is a unique buy now, pay later solution that allows you to break down your payments in a seamless way.
Choose what you love and pay using Walnut 369 at check-out on any of our partners. You can opt to pay with ease in 3, 6 or 9 months.
Find these partners from various categories in our catalogue in the app.
New in axio 7.1.2
Introducing Walnut369 :
Walnut 369 is a unique buy now, pay later solution that allows you to break down your payments in a seamless way.
Choose what you love and pay using Walnut 369 at check-out on any of our partners. You can opt to pay with ease in 3, 6 or 9 months.
Find these partners from various categories in our catalogue in the app.
New in axio 7.1.0
Introducing Walnut369 :
Walnut 369 is a unique buy now, pay later solution that allows you to break down your payments in a seamless way.
Choose what you love and pay using Walnut 369 at check-out on any of our partners. You can opt to pay with ease in 3, 6 or 9 months.
Find these partners from various categories in our catalogue in the app.
New in axio 7.0.9
Introducing Walnut369 :
Walnut 369 is a unique buy now, pay later solution that allows you to break down your payments in a seamless way.
Choose what you love and pay using Walnut 369 at check-out on any of our partners. You can opt to pay with ease in 3, 6 or 9 months.
Find these partners from various categories in our catalogue in the app.
New in axio 6.6.10
Fixes for app freeze issue
New in axio 6.6.9
Fixes for app freeze issue
New in axio 6.6.8
Launching various affordable Insurance products designed exclusively for Walnut users.
Support for PayLater accounts
New in axio 6.6.7
Launching various affordable Insurance products designed exclusively for Walnut users.
Support for PayLater accounts
New in axio 6.6.6
Launching various affordable Insurance products designed exclusively for Walnut users.
New and Improved Walnut On-boarding.
Now you can better track UPI/IMPS/NEFT/RTGS transactions IDs.
New in axio 6.6.3
Launching various affordable Insurance products designed exclusively for Walnut users.
New and Improved Walnut On-boarding.
Now you can better track UPI/IMPS/NEFT/RTGS transactions IDs.
New in axio 6.6.0
Launching various affordable Insurance products designed exclusively for Walnut users.
New and Improved App Preferences.
Now you can better track UPI/IMPS/NEFT/RTGS transactions IDs.
New in axio 6.5.7
Launching various affordable Insurance products designed exclusively for Walnut users.
New and Improved App Preferences.
Now you can better track UPI/IMPS/NEFT/RTGS transactions IDs.
New in axio 6.5.3
Launching various affordable Insurance products designed exclusively for Walnut users
New in axio 6.4.21
Fix for some devices not detecting transactions.
Now you can get more details on how a missed credit transaction is detected
New in axio 6.4.20
Fix for some devices not detecting transactions.
Now you can get more details on how a missed credit transaction is detected
New in axio 6.4.14
Re-designed self transfer transactions and duplicate transactions entry
Now you can link a bill reminder to its payment transaction
Now you can get more details on how a missed credit transaction is detected
Important bug fixes around handling of refunds and export reports
New in axio 6.4.7
New & Improved Walnut.
* Now you can easily track your Income and other Credit transactions.
* We have re-designed the transaction entries for clear visual distinction between debits and credits.
* Walnut understands that all your credits are not income and are intelligently categorised as income and other credit transactions.
* Walnut also allows you to hide your credit transaction behind a fingerprint.
New in axio 6.3.7
New & Improved Walnut.
* Now you can easily track your Income and other Credit transactions.
* We have re-designed the transaction entries for clear visual distinction between debits and credits.
* Walnut understands that all your credits are not income and are intelligently categorised as income and other credit transactions.
* Walnut also allows you to hide your credit transaction behind a fingerprint.
New in axio 6.2.15
Introducing video KYC - Signing up to Walnut Prime is now completely digital
New in axio 6.2.14
Introducing video KYC - Signing up to Walnut Prime is now completely digital
New in axio 6.2.11
Introducing video KYC - Signing up to Walnut Prime is now completely digital
New in axio 6.2.10
Introducing video KYC - Signing up to Walnut Prime is now completely digital
New in axio 6.2.4
Introducing insurance cover for Covid-19
Get a simple Covid-19 protection plan for you and your family in just 2 minutes
New in axio 6.1.8
Now you can find active stores and essential items around you.
Help people around you with items available when you transact at any open stores. #IndiaFightsCovid
New in axio 6.1.4
Now you can find active stores and essential items around you.
Help people around you with items available when you transact at any open stores. #IndiaFightsCovid
New in axio 6.1.3
Now you can find active stores and essential items around you.
Help people around you with items available when you transact at any open stores. #IndiaFightsCovid
New in axio 6.0.17
UPI Payments are now faster and secure,
and signing up on Walnut Personal Loan is easier.
New in axio 6.0.13
UPI Payments are now faster and secure,
and signing up on Walnut Personal Loan is easier.
New in axio 6.0.7
⚬ Now, you have multiple options to select from, for Address Proof for signing up to Walnut Prime
⚬ Important UPI bug fixes & improvements
New in axio 5.4.19
Introducing BHIM UPI money transfer
• Direct bank to bank money transfer
• Transfer limit upto ₹ 1 Lac
• Instant transfer 24x7
• Pay on Uber, Ola, Amazon, Swiggy etc. with Walnut BHIM UPI.
New in axio 5.4.14
Introducing BHIM UPI money transfer
• Direct bank to bank money transfer
• Transfer limit upto ₹ 1 Lac
• Instant transfer 24x7
• Pay on Uber, Ola, Amazon, Swiggy etc. with Walnut BHIM UPI.
New in axio 5.4.11
Introducing BHIM UPI money transfer
• Direct bank to bank money transfer
• Transfer limit upto ₹ 1 Lac
• Instant transfer 24x7
• Pay on Uber, Ola, Amazon, Swiggy etc. with Walnut BHIM UPI.
New in axio 5.4.0
Introducing BHIM UPI money transfer
• Direct bank to bank money transfer
• Transfer limit upto ₹ 1 Lac
• Instant transfer 24x7
• Pay on Uber, Ola, Amazon, Swiggy etc. with Walnut BHIM UPI.
New in axio 5.0.1
• A new ✨ refreshed look makes it simpler to stay on top of your spends

• Tired of Spam SMS? Automatically block ?Spam with our new CleanSMS feature!

• Trends - explore your spends with beautiful ?bar charts

• A new category & merchants view to help you dive deeper into your spends

• Easily access accounts on the homepage

• And a lot more - keep exploring. We'll love to hear from you
New in axio 4.5.46
• Simpler flow to set Autostart & Service SMS access for Xiaomi devices• Fix for Users not seeing daily summary/smart spend alert on Oneplus devices• Improvements in Walnut Prime signup process• Fixed bugs ?
New in axio 4.5.40
1. Quickly fix wrong merchant names by clicking on it. And change the previous txns name too in one go.2. You can now dismiss the 'Prime card' from homescreen. You can still access Prime from the left drawer.
New in axio 4.5.38
1. Quickly fix wrong merchant names by clicking on it. And change the previous txns name too in one go.2. Many of you asked for this - now you can remove the 'Prime card' from homescreen. You can still access Prime from the left drawer.3. Improvement in image quality for Walnut Prime registration.
New in axio 4.5.32
Bug fixes and improvementsImproved flows for Prime customers
New in axio 4.5.26
For Prime users,* Improved sign-up flow where you can see your Prime offer up-front* Bug fixesOther bug fixes & performance improvements
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